Your money,
finally in control.

Cork routes every card swipe to the right budget automatically — with smart rules, virtual cards, and full financial clarity. No spreadsheets. No willpower required.

Join the waitlist
AK
JR
ML
TS
240+ on waitlist
Rule blocked · Saved $38
🛒 Groceries · $84.50
March 2025 · now
💵
TOTAL BALANCE
$4,280.00
📉
MONTH SPENT
$1,240
🛡
BLOCKED (3)
$63.40
BUDGET BUCKETS
Groceries 30%
BALANCE
$842
SPENT
$158
BUDGET
$300
Dining Out 25%
BALANCE
$248
SPENT
$202
BUDGET
$240
Transport 20%
BALANCE
$748
SPENT
$52
BUDGET
$180
🏠 Home
👜 Buckets
🗂 Cards
💳 Swipe
··· More
$0
Fees, forever
2 min
Setup time
100%
Automated routing
How it works

Everything your budget needs.
Nothing it doesn't.

Cork replaces the friction of manual budgeting with automatic, rule-based spending control — so you stay on track without thinking about it.

💰
Budget Buckets
Split your money into purpose-built envelopes — Groceries, Rent, Fun. Every dollar lives somewhere before you spend it.
⚡
Spending Rules
Block certain merchants, cap daily totals, restrict spending after midnight. Set it once, Cork enforces it automatically.
💳
Virtual Cards
Generate a dedicated card per bucket. Use your Groceries card at the store — it literally can't overspend your grocery budget.
📊
Net Worth Tracking
Link external accounts — checking, savings, 401k, credit cards. See your real net worth, not just your checking balance.
🔮
What-If Scenarios
Model "what if I cut dining by $200?" before you commit. See the impact on savings, goals, and net worth in real time.
👨‍👩‍👧
Family Mode
Share budgets with a partner or family. Everyone spends from the same buckets, with full visibility and shared rules.
🔁
Recurring Detection
Cork automatically surfaces subscriptions and recurring charges. See what's quietly draining your account every month.
🎯
Savings Goals
Set a target — vacation, emergency fund, new laptop — and Cork reserves money toward it automatically from every deposit.
Smart Rules

Your card. Your rules.
Enforced automatically.

Block merchant categories after hours, cap what you can spend in a day, or lock a virtual card to a single store. Cork catches it before it clears.

🚫
Block entire merchant categories like fast food or gambling
💰
Set daily or weekly spend limits that auto-reset
🕐
Time-lock your card — no spending after 10pm
ACTIVE RULES
🚫
Block "Fast Food"
All cards · Always on
💰
Daily limit: $120
Resets at midnight
🕐
Block 10pm – 6am
Late-night guard
🚫
Transaction blocked
McDonald's · $14.80 · Fast food rule
−$14.80
Early access

Be first in the door.

We're opening Cork to a small group of beta users. Join the waitlist and we'll reach out when your spot is ready.

Free during beta — no credit card, no commitments
Priority access — beta users lock in the lowest pricing forever
Shape the product — direct line to the founding team
No spam — one email when your spot opens, that's it
Reserve your spot
Takes 30 seconds. No card required.